Best Second Hand iPhone on EMI in India – Affordable Premium Upgrade Guide
Want to own a premium iPhone without paying the full price upfront? Buying a second hand iPhone on EMI is becoming one of the smartest ways to upgrade to a flagship device at a lower cost. With flexible monthly payments, verified sellers, and warranty-backed refurbished models, you can enjoy high-end Apple features without financial pressure.
Whether you’re upgrading from an older smartphone or looking for a value-for-money deal, a pre-owned iPhone with EMI options makes premium technology more accessible.
Why Choose a Second Hand iPhone?
A refurbished or pre-owned iPhone offers strong performance, reliable build quality, and long-term software support at a reduced price.
Key benefits:
- Lower cost compared to new model
- EMI options with low down payment
- Original Apple design and camera quality
- iOS updates for several years
- Better resale value than many Android phones
Many buyers prefer used iPhones because Apple devices maintain performance stability even after years of usage.
Popular Second Hand iPhone Models in Demand
iPhone 13
A balanced option with strong battery life, excellent dual-camera system, and smooth performance.
iPhone 12
Still popular for its OLED display and powerful A14 chip.
iPhone 14
Offers improved camera features and better crash detection safety system.
iPhone 11
Budget-friendly option with solid performance and wide-angle camera.
Price Range of Second Hand iPhones in India
| Model | Approximate Price Range |
|---|---|
| iPhone 11 | ₹18,000 – ₹25,000 |
| iPhone 12 | ₹25,000 – ₹35,000 |
| iPhone 13 | ₹35,000 – ₹50,000 |
| iPhone 14 | ₹45,000 – ₹65,000 |
Prices vary based on storage capacity, battery health, physical condition, and warranty coverage.
EMI Options for Used iPhone
Many online marketplaces and retail sellers offer EMI plans for refurbished iPhones.
Typical EMI Structure:
- Down Payment: ₹0 – ₹5,000
- Interest Rate: 0% (select cards) or 12%–18% (finance partners)
- Tenure: 3, 6, 9, or 12 months
- Processing Fee: May apply depending on lender
Example EMI Calculation
If you purchase a second hand iPhone 13 worth ₹40,000:
- Down payment: ₹5,000
- Loan amount: ₹35,000
- Tenure: 12 months
- Approx EMI: ₹3,200 – ₹3,500 per month
Actual EMI depends on lender and offer terms.
Where to Buy Second Hand iPhone in India
Cashify
Offers refurbished smartphones with quality checks and warranty.
Amazon India
Provides renewed iPhones with return policy options.
Flipkart
Features certified refurbished iPhones with EMI plans.
OLX India
Direct seller platform where inspection is important before purchase.
Documents Required for EMI Purchase
- Aadhaar card
- PAN card
- Debit or credit card (for card EMI)
- Bank account details
- Mobile number linked to Aadhaar
Approval is often instant for card-based EMI options.
Checklist Before Buying a Used iPhone
- Check battery health (preferably above 85%)
- Verify IMEI number
- Ensure device is not iCloud locked
- Inspect screen and body condition
- Confirm warranty or return period
- Test camera, speaker, and Face ID
Is Second Hand iPhone a Good Investment?
Yes, if purchased from a trusted seller with warranty support. Apple devices retain value longer and provide stable performance for daily use, social media, gaming, and professional tasks.
Final Thoughts
Buying the best second hand iPhone on EMI in India allows you to enjoy premium features without heavy upfront spending. With flexible payment plans and reliable refurbished sellers, upgrading to an Apple device has become more affordable.