Royal Enfield Second Hand GT 650 – Price, Mileage, Loan Options & Buying Guide 2026
Are you planning to buy a powerful café racer without paying full showroom price? The Royal Enfield second hand GT 650 has become one of the most searched premium used bikes in 2026 due to its strong engine performance and classic design.
The 650cc twin-cylinder segment continues to attract riders who want performance, retro styling, and highway comfort at a more affordable resale price. This guide explains price range, mileage, loan options, insurance, and what to check before buying.
About Royal Enfield Continental GT 650
The GT 650 is a café racer-style motorcycle launched by Royal Enfield. It is known for:
- 648cc parallel twin engine
- 6-speed gearbox
- Dual channel ABS
- Retro café racer styling
- Aggressive riding posture
It is popular among young riders and long-distance touring enthusiasts.
Second Hand GT 650 Price in 2026 (Approximate)
| Model Year | Expected Price Range (INR) | Condition |
|---|---|---|
| 2019–2020 | ₹2.20 Lakh – ₹2.60 Lakh | Good |
| 2021–2022 | ₹2.50 Lakh – ₹3.00 Lakh | Very Good |
| 2023–2024 | ₹2.80 Lakh – ₹3.30 Lakh | Excellent |
Price depends on:
- Kilometers driven
- Service history
- Accident record
- Ownership number
- Location
Mileage & Performance
- Claimed mileage: 25–27 km/l
- Fuel tank capacity: 12.5 litres
- Top speed: Approx 160 km/h
- Power: 47 BHP
For a 650cc twin engine, fuel efficiency is considered reasonable in its segment.
Loan & EMI Options for Used GT 650
Many banks and NBFCs provide used bike loans.
| Down Payment | EMI (Approx) | Tenure |
|---|---|---|
| ₹50,000 | ₹6,000 – ₹7,500 | 3–4 Years |
| ₹75,000 | ₹5,000 – ₹6,500 | 3 Years |
Interest rates vary depending on credit score and lender policies.
Insurance & Transfer Process
Before purchasing, ensure:
- Valid RC (Registration Certificate)
- Active insurance policy
- No pending challans
- Proper ownership transfer via RTO
- Updated pollution certificate
Comprehensive insurance for GT 650 may cost ₹8,000–₹12,000 annually.
What to Check Before Buying Second Hand GT 650
🔧 Engine Condition
- Listen for unusual noise
- Check smooth gear shifting
🛠 Service Records
- Regular service history preferred
- Authorized service center maintenance
🚦 Accident History
- Inspect chassis alignment
- Check repaint signs
🛞 Tyres & Suspension
- Look for uneven tyre wear
- Check suspension smoothness
Advantages of Buying Used GT 650
- Lower initial investment
- Premium segment access
- Strong resale value
- Widely available spare parts
- Attractive café racer design
Is Second Hand GT 650 Worth Buying?
If you want performance, style, and strong brand value at a reduced cost, the Royal Enfield Continental GT 650 used bike can be a smart purchase. However, inspection and proper documentation are crucial before finalizing.
Conclusion
The Royal Enfield second hand GT 650 remains one of the most in-demand premium used motorcycles in 2026. With strong performance, retro appeal, and stable resale value, it attracts riders who want a powerful mid-range bike without paying full showroom price.